Possible Discounts

Halstead - Flanagan Insurance Agencies represents some of Massachusetts’s largest and most competitive auto insurance companies – We encourage you to schedule an annual review with your account manager to be sure you are taking advantage of the latest, ever changing auto rates, eligible discounts and value added coverage’s. Simply call one of our offices to schedule an appointment.

Our Fitchburg Office, Halstead Insurance - Ph# 978-345-2505
 Our Sterling Office, M.J. Flanagan Insurance - Ph# 978-422-7353

There are many discounts available including:
  • Account credit – save up to 20% if your home and auto is insured with the same company
  • Good student discount
  • Student away at school discount
  • Safe driver discounts
  • Loyalty renewal credits
  • Credit for graduates of “advanced driver training”
  • Multi-car discount
  • Senior Citizen discount (age 65+)
  • Anti-theft device discounts
  • Low mileage discounts (under 7500 miles per year)
  • Air bag and automatic seat belt discounts
  • Public transportation users discounts
  • Driver training credit for new drivers

Some of our companies offer the features and/or coverage options shown below, some of which require an additional premium. Usually for a minimal investment you receive maximum added coverage. Our agency service representatives will help you tailor the coverage’s that meet your needs.

  • Auto Loan and Lease Gap coverage options
  • Disappearing deductible option for claim free drivers
  • Replacement cost coverage for newer cars (as defined by policy language)
  • Extended rental reimbursement and towing coverage
  • Some personal effects coverage
  • Emergency Road Travel Expenses
  • Loss of income coverage for rental reimbursement
  • Pet injury protection
11 Electric Avenue, Fitchburg, MA, 01420
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